Buying a Home

There are several key steps involved in successfully buying a home. When you choose me as your agent, I’ll be there to guide you through each one—answering questions, offering insight, and helping you make confident, well-informed decisions along the way.

Step 1: Get Pre-Approved
If you plan to use a mortgage, the first step is getting pre-approved by a reputable lender. This helps you understand what you can comfortably afford and which loan options may be the best fit for you. The lender you choose can also affect how strong your offer appears and how smoothly the process goes. I work with several excellent lenders and am happy to offer recommendations. For cash purchases, proof of funds will be required.

Step 2: Buyer Agency Agreement
Before I can show homes and represent you as a buyer, we’ll need to have a written Buyer Agency Agreement in place. This agreement outlines how I work for you and how your interests are protected throughout the process. The agreement can be tailored to your situation—both in scope and timeframe. My goal is for you to feel confident, informed, and comfortable before moving forward.

Step 3: Buyer Consultation
Our buyer consultation allows me to better understand your needs, preferences, and goals. We’ll talk through the current market, the buying process, and any questions you may have. This conversation helps ensure we’re aligned from the start and allows me to serve you more effectively.

Step 4: Home Search & Market Awareness
After our consultation, I’ll set you up with a personalized home search connected directly to the MLS. You’ll receive timely notifications when new homes come on the market or when prices change. You’re also welcome to search on my website—or anywhere else. My role is to help you stay informed without feeling overwhelmed.

Step 5: Scheduling Showings
Well-priced homes can move quickly, so timing matters. I’ll work with you to schedule showings promptly and efficiently, making the best use of your time while respecting your pace and availability.

Step 6: Writing a Strong Offer
When you find the right home, I’ll help you evaluate pricing, terms, and strategy so you can submit a well-crafted offer. I’ll guide you through the details and negotiate on your behalf, always keeping your goals and comfort level in mind.

Step 7: Home Inspection
A professional home inspection provides valuable insight into a home’s condition. I can recommend reputable inspectors, and if concerns arise, I’ll help you understand your options and navigate any follow-up negotiations.

Step 8: Appraisal
If you’re using a lender and are satisfied with the inspection, the lender will order an appraisal. If the appraisal comes in below the agreed-upon price, I’ll walk you through the available options and help you decide how to proceed.

Step 9: Closing Day
Once final underwriting is complete and your lender issues a clear-to-close, we’ll schedule your closing. Closing day marks the completion of the journey—you’ve reached your goal of homeownership. It’s a meaningful milestone, and one worth celebrating.

If you’d like, I’d be happy to send you a Buyer Information Packet with more detail on each of these steps, along with the Buyer Agency Agreement to review in advance. Feel free to reach out anytime—we’ll take things one step at a time.